Optimization of Maal Fund KSPPS BMT NU Cabang Arjasa In Improving The Welfare of The Arjasa Community Situbondo
Kata Kunci:
Mal Fund, KSPPS, Optimization, Public Welfare, Islamic FinanceAbstrak
This research is motivated by the importance of optimizing the management of maal funds as an instrument for economic empowerment of the people in improving the welfare of the community. KSPPS BMT NU Arjasa Branch has a strategic role in collecting and distributing socio-religious funds such as zakat, infaq, and alms for the people of Arjasa, Situbondo. However, the effectiveness of management and its contribution to community well-being need to be studied in depth. This study uses a qualitative research type with a case study approach. The data source consists of primary and secondary data. Primary data was obtained through in-depth interviews with managers and beneficiaries of the maal fund, as well as direct observation of fund management activities at the KSPPS BMT NU Arjasa Branch. Secondary data is obtained from institutional documents, financial statements, and relevant literature. Data collection techniques are carried out through interviews, observations, and documentation. Data analysis uses an interactive model that includes data reduction, data presentation, and conclusions drawn. The results of the study show that the optimization of the maal fund is carried out through structured planning, productive distribution, and mustahik business assistance. This strategy contributes to increasing income, economic independence, and social welfare in the Arjasa Situbondo community.
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